Maximize your banking rewards with verified 1822direkt promotional codes, checking account welcome bonuses, and low-cost brokerage deals.
| Total active offers | 4 |
| Coupon codes | 1 |
| Deals (no code needed) | 3 |
| Best discount | 50% OFF |
| Last verified | November 3, 2026 |
Select the verified 1822direkt promotion, checking bonus, or brokerage deal that matches your financial needs and click 'Get Deal' or 'Get Code'.
Complete the online application on 1822direkt.de. If your deal includes an action code (Aktionscode), enter it into the dedicated promo code field during registration.
Complete digital identity verification (VideoIdent or PostIdent) and fulfill the required opening conditions, such as receiving qualified incoming deposits, to receive your cash bonus.
1822direkt is a well-established German direct bank and a 100% subsidiary of Frankfurter Sparkasse, combining the security and trust of Germany's largest municipal savings bank with the flexibility, low costs, and convenience of modern online banking. Whether you are looking for an everyday checking account (Girokonto), an attractive high-yield call money account (Tagesgeld), a low-cost securities depot for ETF savings plans, or competitive installment loans, 1822direkt consistently offers rewarding incentives and digital banking features designed to lower your everyday financial costs.
Unlike retail stores that issue traditional checkout discount coupons, 1822direkt primarily provides financial incentives, welcome bonuses (Startguthaben), and fee waiver promotions. New customers opening a primary Girokonto can frequently take advantage of cash rewards credited directly to their new account upon meeting simple activity criteria, such as regular monthly salary or pension deposits and completing a designated number of card transactions. Additionally, 1822direkt regularly launches promotional interest rate campaigns for Tagesgeld accounts, offering above-market guaranteed yields for new depositors over initial fixed periods.
For self-directed investors, the 1822direkt Depot offers substantial fee relief through ongoing promotions. New securities accounts often benefit from free custody management, reduced order fees during introductory months, and fee-free execution on hundreds of ETF and fund savings plans. Combining these investment offers with digital depot transfer bonuses enables active investors to save hundreds of euros in trading commissions and administration costs each year.
Existing account holders can earn direct monetary rewards by participating in the 1822direkt 'Kunden werben Kunden' (refer-a-friend) program. By sharing personal referral links with friends, colleagues, or family members, account holders receive cash bonuses for every successfully opened account or depot. These referral rewards can often be paired with the incoming customer's sign-up promotion, creating a win-win scenario for both parties.
To ensure you receive your full promotional bonus, always review the specific terms associated with each campaign. Most welcome bonuses require setting up the account as an active salary account (Gehaltskonto) within the first few months of opening, or executing a minimum volume of trades in your newly created depot. Our dedicated team monitors, verifies, and updates all 1822direkt promotional codes, special landing page links, and limited-time banking bonuses daily, ensuring you never miss an opportunity to earn starting cash or maximize your deposit returns.
Enter your promotional code directly in the 'Aktionscode' field during the online account opening process on 1822direkt.de. If opening via a promotional partner link, the bonus is typically linked automatically to your application form without requiring manual code entry.
Yes, our team verifies all 1822direkt promotions, interest rate guarantees, and welcome bonuses daily against the official bank terms. We remove expired campaigns immediately and test new promo codes to ensure complete reliability.
No, 1822direkt generally permits only one promotional campaign or welcome code per customer during new account registration. However, you can often combine your primary sign-up bonus with general ongoing account perks, such as free ETF savings plan executions or subsequent refer-a-friend cash rewards.
New promotional campaigns and special opening bonuses are added monthly or aligned with seasonal financial campaigns. We update our listings continuously as soon as 1822direkt adjusts introductory savings interest rates or launches new cash reward programs.
Review the specific bonus conditions to verify that all qualification requirements, such as minimum monthly salary deposits or active card transactions within the designated time frame, have been fulfilled. If all requirements were met and the bonus has not posted within the stated payout window, contact 1822direkt customer support with your application reference number.